Apply for unemployment
Start making calls immediately to your bank to set up payment arrangements, to your utility companies to keep the heat on this winter and to local agencies that can help you with training, food pantries and financial assistance.
"The chance of a better resolution is when you communicate, just like anything else," Mutual Savings Bank President Bob Heuchan said.
And don't get frustrated if you're not sure where to turn.
"A lot of people who have never needed help before do not know what to do," said Pam Leffler, executive director and founder of Christian Help Inc.
Local agencies are ready to help, and companies ranging from banks to utility companies are available to make payment arrangements and help you keep your home and car.
"We want to help them in any possible way we can," Hord said.
Go online and visit www.in.gov/dwd/2433.html where you can apply for unemployment benefits.
You will need:
Applicants typically get a response from the state within a week.
The maximum benefits the state will give is $390 per week for up to 59 weeks, which includes two federal extensions that people have to apply for. How much you'll get depends on your income and does not factor in your marital status or whether you have children.
Typically, a person who most recently made $37,000 a year or more would be eligible for the maximum amount.
Next, the state suggests applicants visit a Work One office. The local office, at 600 Banta St. in Franklin, is open from 8 a.m. to 4:30 p.m. Monday through Friday.
Other area locations include offices in Columbus, Shelbyville and the west, east and north sides of Indianapolis. Visit www.in.gov/dwd/WorkOne/regions.html to look up locations throughout the state.
At a Work One office, caseworkers can check your eligibility for other benefits, such as training or education, and you can submit sums to the state's employment database.
For more information, call the Indiana Department of Workforce Development at (800) 891-6499.