NEW YORK — Travelers along the East Coast are preparing for delays and cancelations as Hurricane Matthew heads toward the U.S.

Airlines are preparing to suspend flights from Florida up through Georgia, South Carolina and North Carolina, depending on where the hurricane strikes. Cruise lines are shuffling ship itineraries and many frantic vacationers are looking at insurance policies to see if they are covered.

Most airlines are letting fliers change to a later flight without penalty. In some cases, the passenger would have to cover a difference in fare.

As for hotels, most rooms can be canceled without penalty up to 24 hours in advance. Car rentals typically don’t have any cancellation penalties

Cruise lines aren’t canceling sailings but are re-routing many ships to avoid the storm.